"I couldn't have done this without HEART"

Travis B. grew up in Burlingame and is now working for the Central Fire Department of Millbrae, Burlingame and Hillsborough. He just bought his first home in September, a condo in the City of San Mateo, using the HEART down payment program and Meriwest Mortgage!

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First Time Home-buyer Program

Michael H. and his wife Kristen grew up and work in the San Mateo County. When their first son James was born they needed more space and the stability of consistent monthly payments. They had no idea how to get into a market where the median home is $1.2M. After attending a HEART workshop, they realized they could compete and are now owners of a beautiful 2 bedroom condo in San Bruno.

Click here to Watch a full(1 Hour) presentation about how HEART can help 1st time home buyers purchase the home of their dreams.

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About Us

HEART's Mission: Meet critical housing needs in San Mateo County by raising both public and private funds.

HEART's Vision: San Mateo County has the ability to offer housing that is attainable by all.

HEART's Goals: Support construction of 400-500 new affordable homes in the San Mateo County each year.

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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check Rates Calculators Apply

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check Rates Calculators Apply

Save Money With a Refinance

Refinancing a Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check Rates Apply

Meriwest Mortgage is a wholly-owned subsidiary of Meriwest Credit Union. Meriwest Mortgage, LLC is licensed in California by the Department of Business Oversight, License #4150034, pursuant to Financial Code Section 50121 and 50130(f) of the California Residential Mortgage Lending Act and in Arizona by the Arizona Banking Department, License #BK0904975.

Have an application?

During this time of rapid increases in Covid, we have been asked to limit client visits to the financial centers to only 1 person plus the Loan Consultant or person who's assisting the client, for a total of 2 people.

Our Mortgage Office at Chesbro remains closed to clients at this time. Please contact your Loan Consultant for more information.

Thank you for your assistance in helping us keep our clients and team safe.

Mortgage Account Access

Check Today's Mortgage rates for California and Arizona.

Access Meriwest Credit Union's Website.

Check out Meriwest Credit Union's Home Equity Loans!

Hardship Assistance

To request a payoff statement use our dial-in automated number 1-877-772-9633 (be prepared to key in your 10 digit loan number) or fax a request to 1-609-538-4012.

HELOC Payoff Statement: 1-866-220-7711 (provide name, loan number, and a signed authorization)